Car Insurance: Staying Safe on the Roads Pays Off

 Posted on December 00,0000 in Car Accidents

The number of car accidents on Illinois highways impacts more than just accident and injury statistics. Did you know that your wallet is affected, too? Auto insurance companies base their quotes and rates on many different factors, including a driver’s record. In general, drivers with clean records often pay less for car insurance than drivers with accidents and citations on their records. If you are looking to save a few dollars on your auto insurance policy, driving safely and responsibly is a good place to start. It is a win-win situation; stay safe on the roads and enjoy lower auto insurance premiums at the same time. What Clean Driving Records Indicate Auto insurance companies see a clean driving record as a good indicator that the driver presents less risk on the roadways. If your record is clear of accidents and traffic violations, you are considered to be less of a liability out on the road, which means those companies are more likely to work with you and offer you various discounts on your policy premium. While keeping a positive credit score is another good way to save money on auto insurance policies, demonstrating you are a safe driver is one of the most effective ways to cut cost. Road Safety Tips to Keep Your Record Clear Some easy ways to keep your driving record clear so you can reap the benefits of discounted auto insurance premiums include avoiding distracted driving and keeping your vehicle properly maintained.  Distracted driving accidents are caused by everything from eating or applying makeup while driving to adjusting GPS devices, texting, or playing with the radio. Keeping up with vehicle maintenance ensures your car is in the best condition possible out on the road and allows you to take a proactive approach to preventing possible issues before you even leave the driveway. These efforts combined can help keep you and others safe on the roads and keep your driving record free and clear.

Staying safe on the roads pays off. You can reduce your chances of becoming an accident statistic and enjoy the rewards that comes with a good driving history. Despite your best efforts to stay safe and protect your driving record, however, you might have the unfortunate experience of being involved in a car accident at one point or another. Should you need guidance following a crash, reach out to an experienced Lake County car accident attorney. Call Salvi & Maher, LLP at 847-662-3303 to schedule a free consultation today.

Sources:

http://www.illinoisroads.info/

http://isp.state.il.us/links/links.cfm