If I Was in an Accident With Someone Without Car Insurance, Am I Covered?

Lake County Car Accident Injury Lawyers for Uninsured Motorist Crashes

When you are involved in an accident in Illinois caused by a driver who does not have auto insurance, your losses should be covered by the Uninsured Motorist Coverage included in your auto insurance policy. Sometimes, however, even your own insurance company may try to avoid covering your injuries, but an experienced attorney can help.

Illinois law requires all drivers to carry automobile liability insurance as a condition of driving a car or truck on the state’s roadways. Unfortunately, not everyone follows the law. In fact, according to the Insurance Information Institute, about 13 percent of Illinois drivers do not have any car insurance whatsoever. If you are involved in an accident caused by an uninsured driver, it is understandable that you might wonder who will pay for your injuries and the damage to your vehicle.

Uninsured and Underinsured Motorist Coverage

All auto insurance policies in Illinois include at least some coverage for accidents caused by uninsured drivers. They also include coverage for accidents caused by drivers who have insurance but not enough to cover the losses sustained.

At Salvi & Maher, LLP, we can help you file a claim with your insurance company under the Uninsured or Underinsured Motorist provisions of your policy. Our team will help you show that the other driver lacked sufficient insurance and that he or she was at fault for the accident. We will also assist you in documenting your injuries properly so that the insurance company cannot dispute the extent or nature of your injuries. Our team will work to ensure that you obtain the compensation you need to move forward with your life.

Let Us Help You

While collecting compensation from your own insurance company should be fairly easy, oftentimes, it is not. Contact our office today to get the guidance you need with your claim. Call 847-662-3303 and schedule a free consultation at any of our four convenient locations in Libertyville, Waukegan, Richmond, and Chicago.